Health Insurance

Find the coverage that meets your needs and fits your budget...

Happy Senior Couple — El Cajon, California — Simple Health & Life Insurance Agency

Simple Health & Life Insurance Agency, Inc. makes it easy to get the right medical coverage at the best price for you that suits your needs. We offer a variety of health insurance products from many major highly-rated national and regional insurance companies. We will help you find coverage online, over the phone, or face-to-face with a local independent agent, all at no additional cost to you.

Here is some basic information on available plans

Lowest monthly premiums

Highest out-of-pocket expenses

Lower monthly premiums

Higher out-of-pocket expenses

Higher monthly premiums

Lower out-of-pocket expenses

Highest monthly premiums

Lowest out-of-pocket expenses

Individual Health

Protecting yourself and your family from unexpected health events is important. Uninsured people often receive less timely care, and lack of coverage could become a physical and economic burden to themselves and their families. However, with so little information out there, it could be discouraging to begin searching the available options.


At Simple Health & Life Insurance Agency, Inc., we make it…that’s right… SIMPLE for you. We do the research, make the calls, compare the plans, and find the plan that best fits your needs and budget. Best of all, our help is at NO Cost to you! No broker fees, no administrative fees.


Review the following scenario and see which one best describes your personal situation:

I’m an Independent Contractor (1099 or self-employed with no employees). Do I qualify for benefits?

Congratulations on working for yourself! It is a great feeling to be your boss, and sometimes, however, we forget to protect our health and income from the unforeseen. Here at Simple Health & Life Insurance Agency, Inc.s we can build a benefits package that will protect the things you’ve worked so hard for…your family, belongings, and most important…YOU! We will work with you to make it affordable and cover what is most important to you.


Benefit Packages may include but are not limited to the following:

  • Health Insurance (ACA approved)
  • Dental
  • Vision
  • Accident Plan
  • Hospital Confinement
  • Cancer
  • Life Insurance with Living Benefits

I’m currently employed, but my employer doesn’t offer Health Insurance, or I don’t qualify for it:

We got you covered! If you’re responsible for purchasing affordable health insurance, you know how hard it can be to find coverage that fits your needs and budget. At Simple Health & Life Insurance Agency, Inc., we have aligned ourselves with a full line of health insurance products from highly-rated national and regional insurance companies; this allows us to meet the changing needs of you and your family.


We make it easy to get the right medical coverage at the lowest price for you. We can help you find coverage online, over the phone, or face-to-face with a local agent, all at no additional cost to you.

Benefit Packages may include but are not limited to:

  • Health Insurance (ACA approved)
  • Dental
  • Vision
  • Accident Plan
  • Hospital Confinement
  • Cancer

Group Health

Grow your business and increase retention with Group Benefits Packages. We understand that this can seem to be overwhelming and very costly. At Simple Health & Life Insurance Agency, Inc., we listen to your needs, and we work with you to build an affordable Benefit Package that your employees will love and appreciate. These packages could be funded by you or by your employees at a discounted rate.

Benefits Package may include but not limited to:

  • Health Insurance (ACA approved)
  • Dental
  • Vision
  • Accident Plan
  • Hospital Confinement
  • Cancer
  • Life Insurance with Living Benefits
  • Disability Insurance
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